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The 2026 Healthcare Cost Crisis - And Why Direct Care May Be the Answer You've Been Looking For: Insurance Cost Solutions

Updated: Aug 7



The 2026 Healthcare Cost Crisis

And Why Direct Care May Be the Answer You've Been Looking For

By Yoon Hang "John" Kim, MD, MPH

Board-Certified in Preventive Medicine | Integrative & Functional Medicine Physician

Disclaimer: This article is for informational and educational purposes only and does not constitute medical, financial, or legal advice. The information presented reflects publicly available data and the author's professional perspective. Readers should consult qualified professionals for decisions about healthcare coverage.

Disclosure: The author is the founder and sole physician of Direct Integrative Care (www.directintegrativecare.com), a membership-based telemedicine practice discussed in this article. He has no financial relationships with any other organizations mentioned, including DPC Frontier, Green Imaging, Surgery Center of Oklahoma, Sedera, or any health sharing community.

If you've started shopping for health insurance for 2026, you've likely experienced something that can only be described as sticker shock. For many Americans—particularly those on Affordable Care Act marketplace plans—this year marks a painful turning point. The numbers are stark, and they demand our attention—not just as clients and consumers, but as people who deserve better options for taking care of our health.

As a physician who has spent over twenty years in integrative medicine, I've watched healthcare costs steadily climb while the system becomes increasingly disconnected from what clients actually need. But 2026 feels different. This year, we're witnessing a perfect storm of expiring subsidies, rising premiums, and systemic inflation that's forcing many of us to rethink everything we thought we knew about accessing healthcare.

What's Driving the 2026 Cost Spike

The primary driver of this year's dramatic premium increases is the expiration of enhanced ACA premium tax credits on December 31, 2025. These temporary extra subsidies—first enacted through the American Rescue Plan Act of 2021 and later extended under the Inflation Reduction Act—provided crucial financial relief to millions of marketplace enrollees. Without congressional action to extend them, that support vanished at the start of 2026.

But here's what makes 2026 particularly challenging: insurers simultaneously raised their underlying premiums to account for higher medical costs, hospital expenses, prescription drug prices, GLP-1 medication spending, and general inflation. So enrollees are getting hit from both directions—they're losing the subsidies that made coverage affordable while the base cost of that coverage climbs higher than ever.

The Numbers Tell a Sobering Story

According to the Kaiser Family Foundation (KFF), subsidized ACA marketplace enrollees saw their average annual premium payments rise approximately 114 percent in 2026—from an average of $888 in 2025 to $1,904. That's not a typo. Premiums more than doubled for many families. KFF's more recent analysis (July 2026) found that actual premium payments rose by an average of 58 percent, lower than the projected 114 percent because many enrollees bought down to higher-deductible plans to manage costs.

Families USA reports that individual market premiums—including Obamacare and other non-group plans—averaged approximately 26 percent higher in 2026 than the previous year, and that's before accounting for the loss of federal subsidies. Their July 2026 premium tracker confirmed a cumulative average increase of 25.5 percent. When you layer the subsidy expiration on top of those rate increases, the impact becomes truly staggering.

The Urban Institute projected that 4.8 million Americans would become uninsured as a direct result of the subsidy expiration—a 21 percent increase in the national uninsured population. Their modeling also projected a $7.7 billion increase in demand for uncompensated care in 2026. A separate KFF analysis found that ACA Marketplace enrollment could fall from 22.3 million in 2025 to approximately 16.5 to 17.5 million in 2026. As of mid-2026, those projections are proving accurate: Families USA confirmed in July 2026 that approximately 4 million enrollees have already dropped coverage, and the organization warned that a shrinking, sicker risk pool would push premiums even higher in 2027—with early filings already showing another round of double-digit increases.

Texas: Ground Zero for Premium Shock

Here in Texas, where I practice telemedicine serving clients in the San Antonio area and beyond, the situation is especially acute. Texas reached a record 4.17 million ACA marketplace plan selections during the 2026 open enrollment period, according to Rice University's Baker Institute and Centers for Medicare and Medicaid Services (CMS) data—making it one of the largest ACA enrollee populations in the country.

The Texas Tribune reported that health insurance companies requested an average premium increase of 24 percent for ACA plans in Texas in 2026—the largest since 2018, when average premiums rose 35 percent. KFF projects that Texans using ACA tax credits saw premiums rise by an average of 115 percent, or roughly $456 per year. Data from ACA Signups documented that while Texas was one of the few states where plan selections actually increased (by about 5.2 percent), over 2.6 million ACA exchange enrollees nationwide had already been priced out of the market as of February 2026.

Texas 2036 analysis notes that while roughly 75 percent of current enrollees—about 3.1 million Texans with incomes below 200 percent of the Federal Poverty Level—still have access to low-cost or $0-premium plans, the expiration hits middle-income enrollees especially hard. Texas Senate Bill 1296, passed in 2021, allows the state to benefit more from federal subsidies than states without similar rules, helping keep both bronze and gold plans somewhat more affordable. But for those above the subsidy cliff, the impact remains severe.

A Houston-area analysis suggests that while Texans can expect significantly higher 2026 ACA premiums, some may be able to soften the blow by switching metal tiers, shopping across insurers, or exploring high-deductible plans compatible with Health Savings Accounts (HSAs). Indeed, CMS data shows that Texas consumers responded to rising prices by actively switching from Silver plans to less expensive Bronze plans.

Yet even those record plan selections mask a harder reality. Federal data released in July 2026 shows that only 79 percent of those 4.17 million Texans who selected plans actually paid their first premium—meaning nearly 900,000 Texans signed up but could not or did not follow through. Effectuated enrollment fell to 3.28 million, a 4 percent decline from 2025 and the first drop since 2019. Nationally, the picture is similar: Families USA confirmed in July 2026 that roughly 4 million enrollees have already dropped ACA coverage, and the number continues to grow.

Let me be honest with you: the traditional workarounds are band-aids on a much larger wound. Switching to a bronze plan or raising your deductible might reduce your monthly premium, but it often means trading one form of financial anxiety for another—the fear that any significant health event could leave you facing thousands of dollars in out-of-pocket costs. KFF found that average ACA deductibles surged 37 percent to a record $3,786 in 2026, largely because of the shift from silver to bronze plans.

Employer Plans Aren't Immune

If you're fortunate enough to have employer-sponsored coverage, you might think you're insulated from these increases. Unfortunately, the data suggests otherwise. Mercer's 2025 National Survey of Employer-Sponsored Health Plans—based on responses from over 1,700 U.S. employers—projects that total health benefit costs per employee will rise 6.5 percent on average in 2026, the highest increase since 2010 and the fourth consecutive year of elevated cost growth. Without employer cost-management measures, the increase would have been nearly 9 percent. A subsequent Mercer report projects costs rising 6.7 percent, pushing average per-employee costs above $18,500.

For small businesses and their employees, the outlook is even more challenging. The Peterson-KFF Health System Tracker analyzed preliminary rate filings from 318 small group insurers across all 50 states and Washington, D.C., finding a median proposed premium increase of 11 percent for 2026. A deeper review of 16 states showed a median increase of 12 percent, with insurers citing rising healthcare costs (estimated at about 9 percent) as the primary driver, alongside factors including GLP-1 medication costs, labor shortages, and shrinking risk pools.

SHRM (the Society for Human Resource Management) reported that these increases signal mounting pressure on employers' healthcare budgets, with 59 percent of surveyed employers planning cost-cutting changes to their plans in 2026—up from 48 percent in 2025. For many workers, this means higher payroll deductions, higher deductibles, narrower networks, and the uncomfortable realization that "having insurance" doesn't necessarily mean being able to afford care.

Taking Finances Out of the Healing Equation

This brings me to a question I've been wrestling with for years: How can physicians and clients truly work together when finances constantly intrude on the healing relationship?

In traditional healthcare, every interaction becomes a transaction. You call with a question—that's a billable event. You need a form filled out—another charge. You want to discuss your lab results in depth—better make sure it fits in your allotted appointment time, or you'll see it reflected in your bill. This transactional model doesn't just frustrate clients; it fundamentally undermines the kind of relationship that produces real healing.

I know this intimately because I've lived it. In my previous integrative medicine practice, we billed cash for our services—what would be classified as cash fee-for-service. While I may have been serving my clients well in many ways, every time they engaged me, they got billed. We experimented with a membership model, but it never fully took off because we couldn't bring ourselves to completely abandon fee-for-service. We failed to take the plunge.

That experience taught me something valuable: half-measures don't work. You can't create a truly client-centered practice while clinging to a billing model that inherently creates barriers between you and the people you're trying to help.

The Direct Care Revolution

So I studied the Direct Primary Care (DPC) model, and what I discovered surprised me. DPC is rapidly growing across the United States, offering an alternative that removes insurance companies from the primary care relationship entirely. When I left Kansas City about three years ago, a DPC practice had just opened. Today, it has several providers. That kind of growth speaks to a genuine hunger for something different.

The premise is elegantly simple: clients pay a monthly membership fee—often comparable to what you might spend on an upscale gym membership—and in return, they get direct access to their physician without the constant intrusion of billing, coding, and insurance negotiations. No copays for visits. No surprise bills. No wondering whether your question is "worth" a call to the doctor's office.

The growth data is remarkable—though it comes primarily from within the DPC ecosystem itself, which is worth noting. Hint Health, the leading membership management platform for DPC practices (and therefore an industry participant, not an independent research body), published its 2026 Direct Primary Care Trends Report drawing on data from over 2,700 DPC clinicians and 1.4 million members on its platform. The report found that DPC membership expanded 837 percent from 2017 to 2025, significantly outpacing U.S. population growth. By 2025, the model reached a density of 409 active members per 100,000 Americans, with practices now operating across 49 states.

Hint Health's own tracking puts DPC at more than 3,600 distinct practices nationwide as of Q1 2025, growing at an annual rate above 19 percent since 2022. The Direct Primary Care Coalition reports that more than 2,300 DPC practices in 48 states and Washington, D.C. provide care to over 300,000 Americans, while the DPC Alliance's 2026 physician survey—the first major peer investigation since 2015—shows mature panel sizes clustering around the 400 to 700 client range. Texas leads the nation with more DPC clinics than any other state.

The legislative momentum is equally striking. Approximately half of U.S. states have enacted laws explicitly exempting DPC arrangements from insurance regulation. And in a landmark policy shift, the One Big Beautiful Bill Act (signed into law July 4, 2025) explicitly recognizes Direct Primary Care memberships as qualified medical expenses under HSA rules—effective January 1, 2026. This means clients can now use pre-tax HSA dollars to pay for DPC subscriptions (up to $150 per month for individuals, $300 per month for families), and DPC enrollment no longer disqualifies individuals from contributing to an HSA. Bronze and Catastrophic ACA plans are also now HSA-eligible. The Direct Primary Care Coalition, along with individual physician advocates, championed this change for years through the bipartisan Primary Care Enhancement Act.

Building an Ecosystem of Direct Care

What excites me most about the direct care movement is that it extends far beyond primary care. An entire ecosystem is emerging that offers transparent, affordable pricing for services that have traditionally been shrouded in mystery and marked up beyond recognition.

Laboratory Testing

Many DPC practices offer deeply discounted labs—sometimes as low as $5 per test. Compare that to what you might pay through traditional insurance with high deductibles, and the savings become immediately apparent.

Imaging

Companies like Green Imaging (greenimaging.net) offer direct-pay MRIs, CT scans, ultrasounds, and other imaging services at a fraction of what hospitals typically charge. Their model purchases unused capacity at existing imaging centers—a network of over 4,500 facilities nationwide—and passes the savings along to clients, often 50 to 80 percent less than traditional out-of-pocket costs. A procedure that might cost $2,000 or more through the traditional system can often be obtained for a few hundred dollars.

Surgery

The Surgery Center of Oklahoma (surgerycenterok.com) has pioneered transparent, bundled pricing for procedures. They publish comprehensive, all-inclusive prices for every surgery online—something virtually unheard of in American healthcare. You know exactly what you'll pay before you walk through the door, and that price includes the facility fee, surgeon's fee, anesthesiologist's fee, and uncomplicated follow-up care. No surprise bills, ever.

Specialty Care

The Direct Specialty Care Alliance (dscalliance.org) is bringing the direct care model to specialists across the country—rheumatologists, cardiologists, endocrinologists, and others who are finding ways to practice outside the insurance system while providing accessible, affordable care.

Health Sharing

For catastrophic coverage and major medical events, health sharing organizations offer an alternative to traditional insurance. These are not insurance in the technical sense, but they provide a community-based approach to sharing medical costs that many find both affordable and aligned with their values. Members contribute monthly amounts, and when unexpected large medical expenses arise, the community shares those costs. Options range from faith-based communities like Samaritan Ministries and Medi-Share to secular options like Sedera (sedera.com). I've seen colleagues, their families, employees, and clients use these services with satisfaction.

Important note: Health sharing organizations are not regulated like insurance and are not legally required to pay claims. Sharing is voluntary, not guaranteed, and experiences vary significantly. Some organizations have faced regulatory actions: in March 2025, the California Attorney General announced a $1.3 million settlement with Sedera for allegedly advertising what the state called unauthorized health plans to over 2,000 Californians. Sedera has since restructured under TruHealth Group and continues to operate in other states. Readers should carefully research any health sharing organization before enrolling, review complaint histories with their state insurance commissioner, and understand that these communities are not a substitute for regulated insurance coverage.

Direct Integrative Care: My Answer to the Crisis

Because I love integrative and functional medicine—and I view functional medicine as a specialization within integrative medicine that utilizes testing to explore potential root causes of illness—I wanted to create a sustainable model for those of us who believe in this approach to healing. Not just for the wealthy few who can afford boutique concierge practices, but for everyday people who deserve access to root-cause medicine.

That's why I created www.directintegrativecare.com. It's an environment where I can work together with clients for a monthly fee—comparable to what you might pay for an upscale gym membership. In return, members receive 15 percent off supplements through Fullscript, access to wholesale-price functional medicine labs plus a modest 7 percent fee charged by our partner, and access to my professional services without the constant meter running on every interaction.

This isn't about cutting corners or providing less care. It's about removing the financial friction that prevents genuine healing relationships from forming. When a client can message me with a question without worrying about whether they'll be billed for the privilege, we can have real conversations. When we're not constantly navigating insurance requirements, we can focus on what actually matters: understanding your unique situation and finding approaches that work for your body and your life.

A Different Way Forward

I won't pretend that direct care is a perfect solution for everyone. If you have a chronic condition requiring frequent hospitalizations, you'll still need some form of coverage for those major expenses. A health sharing organization, a high-deductible catastrophic plan, or—thanks to the One Big Beautiful Bill Act—a Bronze ACA plan paired with an HSA can fill that gap while still allowing you to benefit from a DPC or direct integrative care membership.

But for the day-to-day work of staying healthy, managing chronic conditions, and addressing health concerns before they become crises? Direct care offers something the traditional system simply cannot: a relationship with your physician that isn't mediated by billing codes and insurance company gatekeepers.

As you navigate the difficult decisions ahead regarding your 2026 coverage, I encourage you to think beyond the traditional options. The direct care movement is growing because it works—for clients who want genuine relationships with their healthcare providers, and for physicians who went into medicine to heal people, not to spend their days fighting with insurance companies.

The 2026 healthcare cost crisis is real, and for many families, it will be painful. But within that crisis lies an opportunity to ask bigger questions about what we really want from our healthcare system—and to discover alternatives that may serve us far better than the broken model we've been handed.


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References and Resources

Data Sources and Policy Analysis

Kaiser Family Foundation (KFF). "ACA Marketplace Premium Payments Would More Than Double on Average Next Year if Enhanced Premium Tax Credits Expire." January 21, 2026. https://www.kff.org/affordable-care-act/aca-marketplace-premium-payments-would-more-than-double-on-average-next-year-if-enhanced-premium-tax-credits-expire/

Kaiser Family Foundation (KFF). "What We Know So Far About 2026 ACA Marketplace Enrollment, Premiums, and Deductibles." July 2026. https://www.kff.org/affordable-care-act/what-we-know-so-far-about-2026-aca-marketplace-enrollment-premiums-and-deductibles/

Kaiser Family Foundation (KFF). "How Much and Why Premiums Are Going Up for Small Businesses in 2026." September 2025. https://www.kff.org/health-costs/how-much-and-why-premiums-are-going-up-for-small-businesses-in-2026/

Urban Institute. "4.8 Million People Will Lose Coverage in 2026 If Enhanced Premium Tax Credits Expire." December 2025. https://www.urban.org/research/publication/48-million-people-will-lose-coverage-2026-if-enhanced-premium-tax-credits

Commonwealth Fund. "Expiring Premium Tax Credits Lead to State Job Losses in 2026." October 2025. https://www.commonwealthfund.org/publications/issue-briefs/2025/oct/expiring-premium-tax-credits-lead-340000-jobs-lost-2026

Families USA. "Why Health Insurance Premiums Continue to Skyrocket." November 2025. https://familiesusa.org/resources/why-health-insurance-premiums-continue-to-skyrocket/

Families USA. "Another Year of Double-Digit Rate Increases? 2027 Proposed Insurance Premiums Tracker." July 2026. https://familiesusa.org/press-releases/another-year-of-double-digit-rate-increases-families-usa-launches-live-tracker-for-2027-proposed-insurance-premiums/

Mercer. "Employers Prepare for the Highest Health Benefit Cost Increase in 15 Years." September 2025. https://www.mercer.com/en-us/insights/us-health-news/employers-prepare-for-the-highest-health-benefit-cost-increase-in-15-years/

Mercer. "US Employers and Workers Will Face Affordability Crunch as Health Insurance Cost Is Expected to Exceed $18,500 per Employee in 2026." November 2025. https://www.mercer.com/en-us/about/newsroom/employers-and-workers-face-affordability-crunch-as-health-insurnace-cost-is-expected-to-exceed-18500-per-employee-in-2026/

Congressional Research Service. "Enhanced Premium Tax Credit and 2026 Exchange Premiums: Frequently Asked Questions." 2025. https://www.congress.gov/crs-product/R48290

AJMC (American Journal of Managed Care). "5 Consequences If ACA Premium Subsidies End in 2026." July 2026. https://www.ajmc.com/view/5-consequences-if-aca-premium-subsidies-end-in-2026

Fidelity Investments. "What to Do After ACA Premiums Go Up." February 2026. https://www.fidelity.com/learning-center/personal-finance/reduce-health-care-costs-aca-subsidies

Texas-Specific Sources

Baker Institute, Rice University. "Emerging Trends in Texas ACA Marketplace Enrollment for 2026." April 2026. https://www.bakerinstitute.org/research/emerging-trends-texas-aca-marketplace-enrollment-2026

Texas Tribune. "Texas Health Insurance Premiums: ACA Tax Credit Expiration." August 2025. https://www.texastribune.org/2025/08/21/texas-health-insurance-premiums-aca-tax-credit-expiration

Texas 2036. "Texas ACA Enrollment Hits Record High in 2026, Surpassing Last Year." January 2026. https://texas2036.org/posts/texas-aca-enrollment-hits-record-high-in-2026-surpassing-last-year/

Texas 2036. "What to Expect in 2026 ACA Marketplace: A Changing Landscape." December 2025. https://texas2036.org/news-analysis/what-to-expect-in-2026-aca-marketplace-a-changing-landscape/

Axios Dallas. "Texas Sees More Enrolled in Affordable Care Act Insurance." February 2026. https://www.axios.com/local/dallas/2026/02/04/texas-sees-more-enrolled-in-affordable-care-act-insurance

Texas Tribune. "Texas' ACA Enrollment Shrinks by 4% After Tax Credit Expiration." July 2026. https://www.texastribune.org/2026/07/09/texas-aca-obamacare-health-insurance-effectuation/

ACA Signups. "2026 Final Gross Rate Changes - Texas." November 2025. https://acasignups.net/rate_changes/2026/tx

Texas Medical Association. "Federal Changes Allow Payment for Direct Primary Care Via Health Savings Accounts." September 2025. https://www.texmed.org/Template.aspx?id=66742

Employer Health Cost Sources

SHRM. "Employers Brace for 15-Year-High Health Benefit Cost Hike." September 2025. https://www.shrm.org/topics-tools/news/benefits-compensation/employers-brace-15-year-high-health-benefit-cost-hike

Fierce Healthcare. "Employers Brace for 6.7% Increase in Health Benefits Costs Next Year: Mercer." November 2025. https://www.fiercehealthcare.com/payers/employers-brace-67-increase-health-benefits-costs-next-year-mercer

Healthcare Finance News. "Employers Anticipate 6.7% Jump in Health Benefits Costs, Finds Mercer." November 2025. https://www.healthcarefinancenews.com/news/employers-anticipate-67-jump-health-benefits-costs-finds-mercer

Peterson-KFF Health System Tracker. "How Much and Why Premiums Are Going Up for Small Businesses in 2026." September 2025. https://www.healthsystemtracker.org/brief/how-much-and-why-premiums-are-going-up-for-small-businesses-in-2026/


Direct Primary Care Organizations and Data

Hint Health Blog. "State of DPC 2026: Key Takeaways From DPC Alliance's Physician Survey." July 2026. https://blog.hint.com/state-of-dpc-2026-key-takeaways-from-the-dpc-alliances-physician-survey

Hint Health Blog. "The Data Behind DPC's Next Phase of Growth." May 2026. https://blog.hint.com/the-data-behind-dpc

DPC Alliance (DPCA). "State of Direct Primary Care 2026 Report." July 2026. https://assets.noviams.com/novi-file-uploads/dpca/pdfs-and-documents/State_of_DPC_FINAL2026.pdf

DPC Frontier

Find a DPC practice near you. Interactive mapper and state-by-state DPC law tracker. dpcfrontier.com

Direct Primary Care Coalition (DPCC)

Advocacy organization supporting state, federal, and private sector policies that advance DPC. dpcare.org

Direct Primary Care Alliance (DPCA)

Physician-led organization providing education, mentorship, and advocacy for the DPC community. dpcalliance.org

Patient Options

Comprehensive state-by-state guide to DPC practice laws (2026 edition). patientoptions.org/dpc-laws-by-state/

HSA and DPC Legislation

Hint Health Blog. "Expanding Access to Direct Primary Care: How the One Big Beautiful Bill Changes the Game." March 2026. https://blog.hint.com/expanding-access-to-direct-primary-care-how-the-one-big-beautiful-bill-changes-the-game

Salta Direct. "HSA + Direct Primary Care: What the One Big Beautiful Bill Means for Patients and Employers in 2026." April 2026. https://saltadirect.com/hsa-direct-primary-care-what-the-one-big-beautiful-bill-means-for-patients-and-employers-in-2026/

Lively. "2026 HSA Eligibility, Coverage, and OBBB Changes." 2026. https://livelyme.com/guides/obbb-hsa-guide

McDermott Will & Emery. "Direct Primary Care Arrangements 50-State Survey." June 2024. https://www.mcdermottlaw.com/resources/direct-primary-care-arrangements-50-state-survey/

Transparent Pricing Services

Surgery Center of Oklahoma

Pioneer in transparent, all-inclusive surgical pricing. Complete prices published online for every procedure. surgerycenterok.com

Green Imaging

Affordable direct-pay MRIs, CT scans, ultrasounds, and other imaging. Network of 4,500+ facilities nationwide. greenimaging.net

Direct Specialty Care

Direct Specialty Care Alliance (DSC Alliance)

Organization leading the movement of specialist physicians providing direct care services. Founded by Dr. Diana Girnita. dscalliance.org

Health Sharing Communities

Sedera

Medical cost sharing community founded in 2014 in Austin, Texas. Secular (no religious requirement). Individual plans starting at approximately $153/month (2026 rates). sedera.com

HealthShare Guide

Independent comparison resource for evaluating health sharing organizations. healthshareguide.org

Direct Integrative Care

Direct Integrative Care

Membership-based integrative and functional medicine practice founded by Yoon Hang "John" Kim, MD, MPH, offering telemedicine services across multiple states with wholesale lab pricing and supplement discounts. www.directintegrativecare.com

Additional News Coverage and Analysis

Advisory Board. "Health Policy Roundup: ACA Premiums Skyrocket After Enhanced Subsidies Expire." January 7, 2026. https://www.advisory.com/daily-briefing/2026/01/07/health-policy-roundup

The Century Foundation. "It's Official: Americans Will Pay Much More for All Types of Health Coverage in 2026." February 2026. https://tcf.org/content/commentary/its-official-americans-will-pay-much-more-for-all-types-of-health-coverage-in-2026-including-medicare/

Oxfam America / Human Rights Watch. "US: Millions Face Soaring Health Costs as Subsidies Expire." 2025. https://www.oxfamamerica.org/press/us-millions-face-soaring-health-costs-as-subsidies-expire/

Medical Daily. "4.8 Million Americans Have Lost Health Insurance After ACA Subsidies Expired, Urban Institute Confirms." July 2026. https://www.medicaldaily.com/aca-subsidies-expired-2026-4-million-uninsured-urban-institute-476153

BestDPC. "State of Direct Primary Care 2026: Clinics by State and City Data." July 2026. https://bestdpc.com/state-of-direct-primary-care-2026/


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About Dr. Kim

Dr. Yoon Hang "John" Kim is a board-certified integrative medicine physician with over 20 years of clinical experience. He completed his integrative medicine fellowship at the University of Arizona under Dr. Andrew Weil and holds board certifications in Preventive Medicine and Integrative & Holistic Medicine, along with UCLA medical acupuncture certification. Dr. Kim specializes in low dose naltrexone (LDN), autoimmune conditions, chronic pain, integrative oncology, fibromyalgia, chronic fatigue syndrome, mast cell activation syndrome (MCAS), and mold toxicity. He is the author of three books and over 20 peer-reviewed articles, and he founded and moderates the LDN Support Group—a community of over 9,000 members.


Professional: www.yoonhangkim.com



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